Learn The Difference Between Pre-existing Conditions and Probationary Periods in Health Insurance. Understand How Each Affects Your Coverage and Claims. What Is a Pre-Existing Condition? A pre-existing...

Understanding the 12 Required Provisions in Health Insurance Policies Health insurance policies in the United States are governed by both federal and state regulations designed to protect policyholders. One...

Twisting vs churning Twisting and churning are unethical (and often illegal) sales practices in the insurance industry. They both involve convincing a policyholder to replace an existing policy, but the key...